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My Money Manifesto

My Money Manifesto


In this challenge you are to write your own money manifesto. The purpose of this exercise is to make sure you know what money means to you. The idea is that once you know what’s important to you and why, it will provide the incentive you need to improve your money relationship.


Still with me? Awesome.





I don’t care how long or short your manifesto is It depends on how you write but for an example let’s take a look at mine.


Step One: Work Out What You See Money As

I see money as freedom. Think about it. Let’s say you are renting a house and the real estate agent is a jerk. Without money you can’t cover the cost of moving, with money you can find somewhere better to live so you don’t have to deal with them.

Or maybe you hate your job? Without money, you need to stay there. With money you are free to quit and take your time to find a new job.

For me Money = Freedom


Step Two: Work Out Your Ideal Spending Style

Note: For this activity, I want you to focus on what you want your spending style to be, not what it is.


My spending style is the perfect mix between frugality and lavish expenditure). For me, the amount of money I pay is in direct proportion to how important the item or event is.

For example, I will pay top dollar for an experience but I budget shop when it comes to purchasing items. I think nothing of spending $200 on a hotel room because it has a spa but when it comes to dishwashing liquid, I buy the cheapest thing on the shelves. Paying more than $1 for dishwashing liquid is a deal breaker for me.


I prefer not to go into debt for any reason and would rather attack my savings account over my credit card when it comes to emergencies. That said, I have insurance for most emergencies so these are few and far between.


I don’t want to be tight and penny pinch or say no to opportunities because of cost. That said, I don’t want to pay $800 for a t-shirt just because it has a symbol on it either. I want my relationship with money to be the perfect blend between the two.


To recap: I want you to write out your spending style and what you see money as (freedom, security etc).


You may like to keep this in a safe spot somewhere so you can reflect back on it.

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